Frequently Asked Questions

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

The average cost for car insurance in Tennessee is around $1,315 a year (about $109.58 a month).

How Can You Lower Your Car Insurance?

There are ways to lower your car insurance rates by:

  • Asking about discounts (mature driver discounts, good student discounts, etc.)
  • Raising your credit score
  • Driving defensively
  • Insuring a cheaper vehicle

Driving without insurance can result in varying penalties depending on the circumstances. The lowest penalty in Tennessee is a $25 fine, but in other circumstances, you could even face jailtime for driving without insurance—especially if a wreck is involved

Having a poor driving record won’t keep you from getting car insurance. While a bad driving record can drive up car insurance premiums, Swift Insurance Group can still find you the best rate for your car insurance policy. If you are looking to get insured today, click here or call us now to get a quote and bind a policy in 15 minutes or less.

Protect Your Vehicle Today

Don’t wait to insure your vehicle. Connect with Swift Insurance Group today by clicking below or calling us now to get a quote and bind a policy in 15 minutes or less.

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